Disclosure and Privacy Policy

Disclosure and Privacy Policy


This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. Some advertising is in the form of advertisements generated by a third-party ad network. Those advertisements may or may not be identified as paid advertisements.Even though the owner(s) of this blog receives compensation for our posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely the bloggers’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. This means that this website contains endorsements for products and services. So, If you click on a link we recommend and make a purchase or sign up for an offer, Smart Cents for Life may receive a commission. However, this commission will not represent an extra cost to you. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

Smart Cents for Life is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com

Financial Disclaimer

Smart Cents for Life is designed for informational purposes only. The author is not a financial adviser or an expert on anything that concerns personal finance or subjects related to it. Every post on this blog is related to personal experiences and opinions. Please, do not make any financial decision based on what you have read in this blog. You should consult a financial advisor before making any financial decision.

Privacy Policy

Smart Cents for Life considers the privacy of its visitors seriously. This privacy policy describes what personal information we collect and how we use it.

Routine Information Collection

All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages. None of this information can personally identify specific visitors to this site. The information is tracked for routine administration and maintenance purposes.

Cookies and Web Beacons

Where necessary, Smart Cents for Life uses cookies to store information about a visitor’s preferences and history in order to better serve the visitor and/or present the visitor with customized content.

Advertising partners and other third parties may also use cookies, scripts and/or web beacons to track visitors to our site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

Controlling Your Privacy

Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms.