I’m the person who manages the finances in my family, and one of the things that has helped us save lots of money and make our lives much easier is the usage of money-saving apps.
I have tested and tried different ways to save money, and now I can say that using smartphone apps to save money is the best thing you can do for you and your family’s finances.
There are hundreds of free apps that can help you save money, and the only thing you need is a smartphone.
Many of these apps will allow you to save money automatically or without even noticing! Other apps ask you to perform a fairly easy task to save money.
Regardless of the method, the important thing to remember is that you will be able to save money every time with these free money-saving apps!
Today, I want to share a compilation of the best money-saving apps you should use and keep on your phone.
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The Best Money-Saving Apps to Save Hundreds Every Month!
Ibotta (Get $10 FREE after you redeem your first offer!)
Ibotta is by far my favorite from all the money saving apps out there, and I use it all the time. With Ibotta you earn real cash for your everyday purchases.
You can save money on different items such as groceries, clothing, electronics, online items, and much more.
My preferred way to save money and earn cash back is by simply doing my regular grocery shopping.
I go shopping at my favorite grocery store, pay for my purchase, scan my receipt with my smartphone, and get money instantly in my account. It’s as easy as that!
Right now, Ibotta is giving to new users a free $10 sign up bonus, and here is how to get it:
- Click here to download the app.
- Fill out your information and make sure to enter the referral code WIKIJSJ to successfully claim your $10 welcome bonus.
- Redeem your first rebate (excluding “any brand” and “any item” rebates) within the first seven days after registration.
- After the above steps have been completed, $10 will be deposited into your account!
With Ebates, you can get cash back for online purchases. The cash back amount is usually set in percentages and ranges from 2–20%.
What I love about Ebates is that you can make purchases from hundreds of stores nationwide.
It’s also great to know that you basically get free money for buying the things that you would normally buy anyways.
This money saving app is very simple to use. Here’s how to get the most out of your online purchases:
- Whenever you need to buy something online, just open the Ebates app (You can also do this via desktop).
- Find the store you would like to purchase an item from and click the “shop” button to visit the store’s website.
- Buy as your normally would and complete your purchase.
That’s all you have to do! After completing these steps, you will be credited with a percentage of your purchase!
This cash is credited to your Ebates account, and Ebates will send you the cash you’ve have earned every three months through check or via PayPal if you prefer.
You can Join Ebates for free and get a $10 Welcome Bonus after you spend of $25 or more within the first three months of becoming a member!
Trim is a personal financial assistant app that will help you save lots of money!
For instance, you may have some old subscriptions that you forgot about at some point but that you still pay for every month. Well, Trim will go over all your subscriptions, tell you how much you pay per month for each of them, and cancel any unwanted subscriptions for you.
Trim can also help you negotiate and lower your cable, internet, and your phone bills by up to 30%! How cool is that?
You will also receive an analysis of your transactions, so you can easily see where your money is going every month. Plus, you’ll get personalized recommendations that go along with your financial goals.
Using Trim is free and the best part is that the app will help you save money instantly.
Trim is definitely a money saving app that is a must for anyone who is serious about saving money wisely.
If you have an Amazon account (these days, most people do) and use it to do some shopping, then ShopTracker is the app you need to earn some free money.
In a nutshell, ShopTracker will keep track of your purchase history with Amazon. In return, you will get paid $3 per month or $36 per year in Visa Gift Cards (a.k.a., free money!).
The app runs in the background of your phone without interfering other apps or phone usage.
Your personal information is not used, and it gets removed before the apps “sees” your Amazon purchase history.
The only thing that the app cares about are the types of products that are being purchased through mobile devices or computers.
ShopTracker is managed by Harris Poll Online Panel, a trusted market research company with more than 40 years of existence in the market.
Here is how you can receive your first $3 Visa Gift Card (and $3 every month after that):
- Sign up for ShopTracker through this link. Complete your information and take a quick survey (4–5 questions).
- Install the app.
- Sync the app with Amazon. Once ShopTracker is installed, use the app to link your Amazon account.
- ShopTracker will sync your order history data automatically. Once your data is submitted, you are done!
Shopkick ( Use the code: CARD801229 and get 250″kicks” FREE!)
With this money saving app, you can earn rewards called “kicks” just for scanning items at the store—that’s right, no purchase necessary. It’s super easy!
You can also accumulate “kicks” by simply opening the app and walking into different stores. After you accumulate enough “kicks,” you can redeem them for gift cards.
Shopkick has tons of participating stores nationwide, from grocery stores like Target and Walmart to pharmacies like CVS and Walgreens and much more!
Swagbucks Shop (get $5 free for signing up)
With Swagbucks Shop, you can shop online from a great variety of stores, including Amazon, Target, and even your local store, and get cash back from your purchases.
It’s very similar to Ebates. The difference is that you accumulate SB points that can be redeemed for gift cards to your favorite retailers. You also have the opportunity to redeem these points for cash via PayPal.
Besides getting cash back for purchases online, Swagbucks offers its members many ways to earn money: watching TV, playing games, answering surveys, and so on.
Right now, Swagbucks is offering to new members a free $5 bonus just for signing up.
Target App (Cartwheel)
One of the things I love about Target is that you can score pretty good deals with its Cartwheel section of the app. The app provides amazing offers for tons of items at Target, ranging from 5% to 50% off!
Finding an offer for a product is super easy. The app allows you to browse offers by category or department, by using the search bar, and even by scanning the product while in the store.
Whenever you find an offer, tap the “+” sign, and the offer will accumulate in the wallet section of the app.
At checkout, show the wallet section of the app to the cashier so the barcode can get scanned, and your offers will be applied!
Have you ever used money-saving apps before? Which one is your favorite?
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